E&O Insurance for Real Estate Appraisers

Cover your career—and your professional reputation—in minutes.

Professional liability insurance, also known as errors & omissions (E&O) insurance, protects real estate appraisers in the event that they are accused of negligence or of delivering an inadequate work product that causes financial harm to their clients.

Cinch™ offers industry-leading E&O insurance with the speed and ease that you’ve come to expect from modern, technology-focused companies. You can get a quote in minutes, and the efficiency we’ve built into the process means lower prices. (On average, we save customers 20%.)* And since Cinch is part of Berkshire Hathaway Specialty Insurance (BHSI), you can feel secure in knowing that you’re partnering with a company that’s focused on the long term.

Why Should I Choose Cinch for My Real Estate E&O Insurance?

At Cinch, we’re working to create a better insurance experience by offering affordable coverage and outstanding service. Here are a few things that set us apart:

  • Financial Stability: BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, consisting of National Indemnity and its affiliates, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s.
  • Industry-Leading Claims Support: With a nationwide network of experienced claims handlers, our team will be right there to help you navigate the process if a claim is ever filed against you.
  • Competitive Pricing: Buying direct from us can save customers as much as 20%—and, in some cases, even more.*
  • Simplified Experience: We’ve created a modern and intuitive digital insurance experience. You’ll get your policy documents as soon as you purchase, and you’ll be able to access your online account 24 / 7. We also aim to cut the jargon and talk to you like the smart, professional HUMAN that you are.

How Much Does a Real Estate Appraiser E&O Insurance Policy Cost?

E&O policies for real estate appraisers start at about $800 a year. However, the price of your particular policy will depend on a variety of factors, including—but not limited to—where you work, your experience, how much revenue you generate by appraising real estate, and the number of claims previously filed against you.**

The best way to get an accurate idea of what your policy would cost is by filling out our quick online application to receive a quote. The process takes a minute or two, and—if you choose to purchase—your policy can go into effect any day you’d like, including today.

I Need Proof of Insurance. What Do I Do?

You can get proof of insurance directly from the Cinch website. Once you’ve purchased a policy from us, just log into your account and you’ll be presented with two options: You can either download a PDF of your certificate right from the main page, or you can click on the “Proof of Insurance” tab to have it mailed to your employer.

I Work in an Area With High-Value Homes, Condos, and Apartments. Does Your Policy Respond Differently?

It does not. However, you do have the flexibility to increase or decrease your limits of liability and your deductible during the quoting process, depending on the needs of your business.

Do You Offer Real Estate Appraisal Insurance for Professionals With Under Three Years of Experience?

Yes, we do. We offer policies to real estate appraisers with all levels of experience.**

Will Your Policy Cover Me If I Work in Multiple States?

Yes, our policy will cover your work across state lines. When filling out your application form, just list the state in which you do the majority of your business.**

Still have questions? Feel free to call us at 844-716-8418; our friendly staff will be happy to address your individual situation.

We started Cinch because we believe that we can make insurance better, faster, and more affordable by offering you a direct connection with an insurance company that cares about your needs. That means that you buy directly from us and you talk directly to us. We know you expect fast, seamless results from a company that really understands you—and that emphasis on technology, compassion, and customer satisfaction is all built into the Cinch mission.
Adam Yasan VP, Cinch

What’s Covered Under the Cinch Professional Protection™ Plan?

Professional Liability Coverage
Disciplinary Proceeding Reimbursement
Wage Loss/Deposition Expense Coverage
Relationship Protection
Contingent Bodily Injury or Property Damage
Retroactive Date

For Real Estate Brokers

Open House or House Showing Coverage
Fair Housing Act Coverage
Failure to Disclose Pollutants

* “20% savings” is based on industry pricing averages.

** Quote and issuance of a policy are conditioned upon receipt and approval of the following 1) Practice Location; 2) Profession / Specialty; 3) Employment Status; 4) Coverage Type; 5) Hours Worked; and 7) Prior Claims Activity. Final pricing and terms of coverage may vary.

*** Terms, pricing, and coverage may vary.