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Get More. Spend Less.It's a Cinch.

Simple, affordable, and reliable malpractice insurance tailored for the needs of physical therapists & occupational therapists.

Savings + Security + Simplicity

Professional liability insurance built for busy PTs and OTs.

Save time and money.

PTs and OTs have enough on their plates. Between patient evaluations, meetings, developing treatment plans, and all that documentation, you are busy enough. Our platform offers digital-age ease and efficiency, which translates into significant time and cost savings. (On average, we save customers 20%.) You can get a quote for malpractice insurance in 2 minutes and buy coverage effective today, tomorrow, or up to a year in advance.

Stellar financial strength.

You buy malpractice insurance because your work as an occupational or physical therapist exposes you and your assets to certain unavoidable risks. You expect your insurance company to support you. We are committed to our promise and to delivering claims excellence. Plus, we’re part of Berkshire Hathaway Specialty Insurance, so you get the security of a top-rated insurer and a brand name you trust.

The protection you need.

Physical and occupational therapists are a dynamic group, working across a range of specialties and practice settings. We understand you have unique needs. Our PT and OT policies are customizable, with the ability to select the limits and enhancements right for you. Once a customer, you’ll be supported by a seasoned claims team with expertise in medical malpractice and top-rated nationwide panels of defense attorneys.