Student Nurse Malpractice Insurance

Protecting the future you’re working so hard to build.

Let’s face it: As a nursing student, your spare time is, well, sparse. So, let us quickly tell you a little about who we are and how we can help you.

Cinch™ is a digital provider of medical malpractice insurance. You can get a quote–and often a policy–in minutes, and because you buy direct from us, there are no broker fees. (On average, we save customers 20%).* And since Cinch is part of Berkshire Hathaway Specialty Insurance (BHSI), you can feel secure in knowing that you’re partnering with a company that’s focused on the long term.

Before you start clinicals, most nursing programs require that you have your own medical malpractice insurance. That’s where we come in. We provide affordable, top-notch insurance with no annual membership fees.

Why Should I Choose Cinch for My Medical Malpractice Insurance?

At Cinch, we’re working to create a better insurance experience by offering affordable coverage and outstanding service. Here are a few things that set us apart:

  • Financial Stability: BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, consisting of National Indemnity and its affiliates, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s.
  • Industry-Leading Claims Support: With a nationwide network of experienced claims handlers, our team will be right there to help you navigate the process if a claim is ever filed against you.
  • Competitive Pricing: Buying direct from us can save customers as much as 20%—and, in some cases, even more.*
  • Simplified Experience: We’ve created a modern and intuitive digital insurance experience. You’ll get your policy documents as soon as you purchase, and you’ll be able to access your online account 24 / 7. We also aim to cut the jargon and talk to you like the smart, professional HUMAN that you are.

How Much Does Student Nurse Malpractice Insurance Cost?

Our student nurse med mal policies start at $14 a year. We know that, as a student, your budget is tight. However, we think it’s worth the small investment to feel secure that if you’re part of a medical team that’s under investigation for a claim, you’ll have your own insurance.**

The best way to get an accurate idea of what your policy would cost is by filling out our quick online application to receive a quote. The process takes a minute or two, and—if you choose to purchase—your policy can go into effect any day you’d like, including today.

What Does the Cinch Med Mal Policy Insure Students For?

Student nurses will be insured for negligent acts and injuries caused while providing professional services.**

I’m About to Graduate From Nursing School. What Type of Malpractice Policy Do I Need to Have as a Nurse?

First off, congratulations on your graduation! As you launch your new career, it’s really important that you have your own malpractice insurance policy in place. Once you have a job offer, you’ll need to purchase a policy to cover your professional services. We offer nurse liability policies for a number of specialties, including:

We started Cinch because we believe that we can make insurance better, faster, and more affordable by offering you a direct connection with an insurance company that cares about your needs. That means that you buy directly from us and you talk directly to us. We know you expect fast, seamless results from a company that really understands you—and that emphasis on technology, compassion, and customer satisfaction is all built into the Cinch mission.
Adam Yasan VP, Cinch

What’s Covered Under Cinch Professional Liability – Healthcare

Industry Coverage

Medical Malpractice Coverage
Defense Counsel
Worldwide Coverage
Good Samaritan Coverage
Sexual Misconduct/Abuse

Automatic Coverage Extensions

Information Privacy Coverage (HIPAA)
License Protection
Defendant Expense Benefit/Deposition Representation
Reputation Coverage

Additional A La Carte Coverage

Business/General Liability Coverage
Medicare/Medicaid Reimbursement Endorsement

* “20% savings” is based on industry pricing averages.

** Quote and issuance of a policy are conditioned upon receipt and approval of the following 1) Practice Location; 2) Profession / Specialty; 3) Employment Status; 4) Coverage Type; 5) Hours Worked; and 7) Prior Claims Activity. Final pricing and terms of coverage may vary.

*** Terms, pricing, and coverage may vary.