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Protect your career and reputation completely.

Cinch™ offers industry-leading medical malpractice insurance with the speed and ease that you’ve come to expect from modern, technology-focused companies. The efficiency we’ve built into the process means lower prices. (On average, we save customers 20%.)* You can get a quick quote and buy coverage that’s effective today, or up to a year in advance. And since Cinch is as a part of Berkshire Hathaway Specialty Insurance (BHSI), you can feel secure knowing that you’re partnering with a company that’s focused on the long term.

Why Should I Choose Cinch for My Medical Malpractice Insurance?

At Cinch, we’re working to create a better insurance experience by offering affordable coverage and outstanding service. Here are a few things that set us apart:

  • Financial Stability: BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, consisting of National Indemnity and its affiliates, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s.
  • Industry-Leading Claims Support: With a nationwide network of experienced claims handlers, our team will be right there to help you navigate the process if a claim is ever filed against you.
  • Competitive Pricing: Buying direct from us can save customers as much as 20%—and, in some cases, even more.*
  • Simplified Experience: We’ve created a modern and intuitive digital insurance experience. You’ll get your policy documents as soon as you purchase, and you’ll be able to access your online account 24 / 7. We also aim to cut the jargon and talk to you like the smart, professional HUMAN that you are.

Why Do PAs Need Malpractice Insurance?

Things happen. Mistakes may get made, or a patient (or their family) may simply want to blame someone for a difficulty they’re having. Ultimately, it’s important to protect one of your biggest assets—your career. You can rest knowing that the team at Cinch will be looking into your claim and providing you with the resources to protect you.

My Hospital/Practice Offers Med Mal for the PAs. Do I Need More?

You should consider having your own medical malpractice insurance policy to protect your interests. Even if your employer provides coverage, here are some important things to consider:

  • If a fellow employee submits a claim against you, your company’s policy may exclude coverage for claims of one employee against another employee.
  • If you’ve changed jobs and a claim is filed against you for actions while you were with your previous employer, the prior company policy may not cover you if you no longer work there.
  • Your employer’s policy may not cover your lost wages accruing while you attend legal proceedings.
  • If a number of employees are named in the same claim, your employer’s policy may not have adequate limits to protect you and your fellow employees.

Having your own policy can help you feel more comfortable if a claim is filed against you. With your own policy, you’ll have access to your own legal representation, and the resources of the policy aren’t shared amongst multiple insureds.

How Much Would a Physician Assistant Medical Malpractice Policy Cost?

Medical malpractice policies for PAs typically start at $1,757 a year. However, the price depends on a number of factors, including—but not limited to—how much coverage you want and where you practice, as well as your years of experience, education, and time spent on the job.**

The best way to get an accurate idea of what your policy would cost is by filling out our quick online application to receive a quote. The process takes a minute or two, and—if you choose to purchase—your policy can go into effect any day you’d like, including today.

And yes, we offer the option to pay in installments over time.

As a PA, What Do I Need to Look for in a Malpractice Policy?

There are a number of key things to consider before purchasing a medical malpractice policy. For example:

  • Look at the Carrier. Is it financially sound?
  • Look at Your Limits of Liability. What are you required to carry?
  • Look at the Coverage Extensions. What’s provided beyond the basic malpractice insurance?
  • Look at the Price of the Policy. Does this feel reasonable for the stability offered and protection given?

Why Doesn’t Cinch Ask for My Supervising Physician/Surgeon on the Application?

Our goal is to make the application experience as quick as possible. We don’t ask a number of questions that our competitors ask because we don’t feel that they’re essential to getting you a quote. That’s another reason why Cinch is different.

Still have questions? Feel free to call us at 844-716-8418; our friendly staff will be happy to address your individual situation.

“We started Cinch because we believe that we can make insurance better, faster, and more affordable by offering you a direct connection with an insurance company that cares about your needs. That means that you buy directly from us and you talk directly to us. We know you expect fast, seamless results from a company that really understands you—and that emphasis on technology, compassion, and customer satisfaction is all built into the Cinch mission.”

Adam Yasan

VP, Cinch

*“20% savings” is based on industry pricing averages.

**Terms, pricing, and conditions of coverage may vary—please refer to your particular policy for more details.

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