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Protect the career you’ve worked so hard to build.

Cinch™ offers industry-leading malpractice insurance with digital-age ease. The efficiency we’ve built into the process means lower prices. (On average, we save customers 20%.)* You can also get a quote in minutes. And since Cinch is a part of Berkshire Hathaway Specialty Insurance (BHSI), you can feel secure knowing that you’re partnering with a company that’s focused on the long term.

Why Should I Choose Cinch for My Medical Malpractice Insurance?

At Cinch, we’re working to create a better insurance experience by offering affordable coverage and outstanding service. Here are a few things that set us apart:

  • Financial Stability: BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, consisting of National Indemnity and its affiliates, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s.
  • Industry-Leading Claims Support: With a nationwide network of experienced claims handlers, our team will be right there to help you navigate the process if a claim is ever filed against you.
  • Competitive Pricing: Buying direct from us can save customers as much as 20%–and, in some cases, even more.*
  • Simplified Experience: We’ve created a modern and intuitive digital insurance experience. You’ll get your policy documents as soon as you purchase, and you’ll be able to access your online account 24 / 7. We also aim to cut the jargon and talk to you like the smart, professional HUMAN that you are.

Why Do NPs Need Malpractice Insurance?

Things happen. Mistakes may get made, or a patient (or their family) may simply want justification for something that didn’t go as expected. Either way, the NP may be singled out as the one to blame, or a claim could also be filed against an entire medical team. Ultimately, you want to protect yourself and your career. With medical liability insurance in place, you’ll get a team to fight for your best interests and protect you from the expenses of litigation.

My Hospital/Practice Offers Med Mal Coverage for NPs. Do I Need More?

You should consider having your own insurance policy to protect your interests. Even if your employer provides coverage, here are some important things to consider:

  • If a fellow employee submits a claim against you, your company’s policy may exclude coverage for claims of one employee against another employee.
  • If you’ve changed jobs and a claim is filed against you for actions while you were with your previous employer, the prior company policy may not cover you if you no longer work there.
  • Your employer’s policy may not cover your lost wages accruing while you attend legal proceedings.
  • If a number of employees are named in the same claim, your employer’s policy may not have adequate limits to protect you and your fellow employees.

Having your own policy can help you feel more comfortable if a claim is filed against you. With your own policy, you’ll have access to your own legal representation, and the resources of the policy aren’t shared amongst multiple insureds.

How Much Does Malpractice Insurance Cost for a Nurse Practitioner?

A Cinch medical malpractice policy for NPs starts at $496 per year. However, the price of your particular quote will depend on a few factors, including—but not limited to—your years of experience, education, state(s) in which you work, and time spent on the job.**

The best way to get an accurate idea of what your policy would cost is by filling out our quick online application to receive a quote. The process takes a minute or two, and—if you choose to purchase—your policy can go into effect any day you’d like, including today.

Does a Cinch Policy Cover Nurse Practitioners Who Work in Different Locations?

Yes, we cover you if you work in different cities and states. On the application, simply select the state in which you primarily practice or do the majority of your work. Your Cinch policy follows you across all 50 states (and Washington D.C.), so work performed outside the state where you primarily practice will be covered under your policy.**

Does Your Policy Cover My Teaching?

Yes. Under your nurse practitioner policy, you’re covered for your part-time teaching at a community college/university or healthcare facility, while you practice as an NP.**

Still have questions? Feel free to call us at 844-716-8418; our friendly staff will be happy to address your individual situation.

“We started Cinch because we believe that we can make insurance better, faster, and more affordable by offering you a direct connection with an insurance company that cares about your needs. That means that you buy directly from us and you talk directly to us. We know you expect fast, seamless results from a company that really understands you—and that emphasis on technology, compassion, and customer satisfaction is all built into the Cinch mission.”

Adam Yasan

VP, Cinch

*“20% savings” is based on industry pricing averages.

**Terms, pricing, and conditions of coverage may vary—please refer to your particular policy for more details.

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