Nurse Practitioner Malpractice Insurance

Protect the career you’ve worked so hard to build.

Cinch™ offers industry-leading malpractice insurance with digital-age ease. The efficiency we’ve built into the process means lower prices. (On average, we save customers 20%.)* You can get a quick quote and buy a policy that’s effective today or up to a year in advance. And since Cinch is part of Berkshire Hathaway Specialty Insurance (BHSI), you can feel secure in knowing that you’re partnering with a company that’s focused on the long term.


Why Do Nurse Practitioners Need Malpractice Insurance?

Things happen. Mistakes may get made or a patient (or their family) may simply want justification for something that didn’t go as expected. Either way, the nurse practitioner may be singled out as the one to blame, or a claim could also be filed against an entire medical team. Ultimately, you want to protect yourself and your career. With a nurse practitioner med mal policy, you’ll get a team to fight for your best interests and protect you from the expenses of litigation.


My Hospital/Practice Provides Med Mal Insurance for Its Nurse Practitioners. Do I Need More?

You should consider having your own insurance policy to protect your interests. Even if your employer provides coverage, here are some important things to consider:

  • A fellow employee could submit a claim against you. Your company’s policy may exclude coverage for claims of one employee against another employee.
  • If you’ve changed jobs and a claim is filed against you for actions while you were with your previous employer, your prior company’s policy may no longer cover you.
  • Your employer’s policy may not cover your lost wages that accrue while you attend legal proceedings.
  • If a number of employees are named in the same claim, your employer’s policy may not have adequate limits to protect you and your fellow employees.

Having your own nurse practitioner insurance policy can help you feel more comfortable if a claim is filed against you. With your own policy, you’ll have access to your own legal representation, and the resources of the policy aren’t shared among multiple insureds.


Why Should I Choose Cinch for My Nurse Practitioner Malpractice Insurance?

At Cinch, we’re working to create a better insurance experience for nurse practitioners by offering affordable coverage and outstanding service. Here are a few things that set us apart:

  • Financial Stability: BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, consisting of National Indemnity and its affiliates, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s.
  • Industry-Leading Claims Support: With a nationwide network of experienced claims handlers, our team will be right there to help you navigate the process if a claim is ever filed against you.
  • Competitive Pricing: Buying direct from us can save customers as much as 20%–and, in some cases, even more.*
  • Simplified Experience: We’ve created a modern and intuitive digital insurance experience. You’ll get your policy documents as soon as you purchase, and you’ll be able to access your online account 24 / 7. We also aim to cut the jargon and talk to you like the smart, professional HUMAN that you are.


How Much Does a Nurse Practitioner Insurance Policy Cost?

A Cinch medical malpractice policy for NPs starts at $496 per year. However, the price of your particular quote will depend on a few factors, including—but not limited to—your years of experience, education, state(s) in which you work, and time spent on the job.**

The best way to get an accurate idea of what your policy would cost is by filling out our quick online application to receive a quote. The process takes a minute or two, and—if you choose to purchase—your policy can go into effect any day you’d like, including today.


Does a Cinch Policy Cover Nurse Practitioners Who Work in Different Locations?

Yes, we cover you if you work in different cities and states. On the application, simply select the state in which you primarily practice or do the majority of your work. Your Cinch policy follows you across all 50 states (and Washington D.C.), so work performed outside the state where you primarily practice will be covered under your policy.**


Does a Cinch Nurse Practitioner Insurance Policy Cover My Teaching?

Yes. Under your Cinch insurance policy, you’re covered for your part-time teaching at a community college/university or healthcare facility, while you practice as an NP.**


Still have questions? Feel free to call us at 844-716-8418; our friendly staff will be happy to address your individual situation.

“We started Cinch because we believe that we can make insurance better, faster, and more affordable by offering you a direct connection with an insurance company that cares about your needs. That means that you buy directly from us and you talk directly to us. We know you expect fast, seamless results from a company that really understands you—and that emphasis on technology, compassion, and customer satisfaction is all built into the Cinch mission.”
Adam Yasan VP, Cinch

*“20% savings” is based on industry pricing averages.

**Terms, pricing, and conditions of coverage may vary—please refer to your particular policy for more details.

What’s Covered Under Cinch Professional Liability – Healthcare

Industry Coverage

Medical Malpractice Coverage
Defense Counsel
Worldwide Coverage
Good Samaritan Coverage
Sexual Misconduct/Abuse

Automatic Coverage Extensions

Information Privacy Coverage (HIPAA)
License Protection
Defendant Expense Benefit/Deposition Representation
Reputation Coverage

Additional A La Carte Coverage

Business/General Liability Coverage
Medicare/Medicaid Reimbursement Endorsement

* “20% savings” is based on industry pricing averages.

** Quote and issuance of a policy are conditioned upon receipt and approval of the following 1) Practice Location; 2) Profession / Specialty; 3) Employment Status; 4) Coverage Type; 5) Hours Worked; and 7) Prior Claims Activity. Final pricing and terms of coverage may vary.

*** Terms, pricing, and coverage may vary.